ONEY Insurance / ONEY Life

Insurance

About ONEY Insurance / ONEY Life

Oney Insurance (comprising Oney Insurance (PCC) Limited and Oney Life (PCC) Limited) is a Malta-based insurance company regulated by the Malta Financial Services Authority, specializing in ultra-personalised Life and Non-Life insurance solutions across Europe (operating in over 10 countries).

They focus on B2B2C models, co-creating tailored products with partners such as banks, retailers, and broker networks — including payment protection, pet insurance, accident & sickness, means of payment, affinity insurance and other specialty protections — with embedded insurance, seamless customer journeys, and support for profitable growth.

Headquartered in Sliema, the company has around 40 employees, over 60 European partners, more than 1.5 million happy customers (as of 2024), and emphasizes expertise, personalization, and client satisfaction to "rewrite insurance codes in Europe."

Our Services

Pet Insurance
Oney Insurance provides targeted coverage for pets, protecting against unexpected veterinary costs from emergencies or chronic illnesses to ensure pet wellbeing.

Credit Protection Insurance
Offers protection for loan payments in cases of Death, Disability, and/or loss of Employment, safeguarding borrowers' financial obligations.

Accident & Sickness Insurance
Personal insurance designed to cover risks from accidents and illnesses, helping maintain family financial balance and provide peace of mind.

Means of Payment Insurance
Protects against financial losses from theft, fraud, and cyberattacks related to payment methods in an increasingly digital environment.

Affinity Insurance
Tailored guarantees for passions, lifestyles, sports, hobbies, and home items, with customizable coverage adapted to specific insured products or interests.

Other Insurances & B2B2C Solutions
Develops ultra-personalised Life and Non-Life insurance products for partners (Banks, Retailers, Brokers), plus co-creation of seamless customer journeys, self-care subscriptions, marketing support, TPA coordination, data analysis, and reinsurance.


Why Choose ONEY Insurance / ONEY Life?

Ultra-Personalised Expertise
Specializes in co-creating tailored B2B2C insurance solutions across Life and Non-Life, with deep understanding of partners' needs for profitable, efficient products.

Extensive European Experience
Extensive track record in developing insurance across the EU, serving over 60 partners and more than 1.5 million happy customers in 2024.

Dedicated & International Team
A team of 40 experts with high insurance expertise, international culture, strong partner focus, and commitment to listening, availability, and client peace of mind.

Seamless & Innovative Support
Provides end-to-end services including seamless customer journeys, marketing actions, data analysis, and reinsurance, ensuring client satisfaction and business growth.